Rent or Buy?

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Case Studies

Explore historical scenarios with different outcomes

Cumulative Net Worth Over Time
Net worth for buying and renting options
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Break Even Point
5 years

When buying becomes more valuable

Total Savings (Year 29)
$7.91M

Buying advantage

Monthly Rent (Year 29)
$28,345

5.5% annual increase

Home Value (Year 29)
$8,829,662

7.8% annual appreciation

Cost Breakdown (Year 29)

Final financial positions

Rent Final Position
-$3,676,496

Net worth after 29 years

Buy Final Position
$4,237,455

Net worth after 29 years

Net Worth Advantage
+$7,913,951

Buying wins

Financial Summary

After 29 years, buying has a net worth advantage of

$7.91 million

That's about $22,741/month in net worth advantage

Purchase Price
$1,000,000
Down Payment
$200,000 (20%)
Starting Rent
$6,000/mo